Valerie E. Specht, Realtor - UCRE | Magnolia Realty Services, Elizabethville, PA
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Buying  a Home?  Check out the steps to make it your reality!

Step #1:  The Pre-approval
Choose a reputable lender and provide them with some basic information about your savings, income and debt.  Lenders can usually pre approve you over the phone or via a secure email link.  Expect results of your preapproval in 1-3 days.  I would be happy to connect you with some great lenders I have had the pleasure of working with and had great success.  Click here to read more about pre approvals 

Step #2:  Looking for the home to call your own
A lot of times, choosing a home is a process. I always say buying a home is not like buying a pair of shoes!  It may take lots of houses to help you decide what you need/want or maybe just a few.  Regardless, I am happy to show you all the homes you need to see to make a sound decision. 

Step #3:  Making an Offer
Once you have found that home to call your own, I will make sure to help you make an offer you are comfortable with.  I will show you comparable properties to help you make a strong offer.  I can help you decide what inspections you would like completed and help you structure an offer and negotiate to get you the very best possible. 
 
Step #4 Inspections, Appraisals and the Tough Stuff
Once under contract, I will assist in scheduling any inspections and help you through the appraisal process.  I have great connections with inspectors, contractors and appraisers to make this part of the process a bit easier.  If, as a result of inspections, there are repairs requested, I will negotiate to have repairs completed.   Read more about your optional inspections here.  

Step #5:  Closing
My job doesn't end after your offer is accepted.  Once you have an agreed upon offer and you are under contract you will need to choose a title company to conduct the settlement.  Usually a settlement is 30-45 days after an agreed upon offer.  I have lots of great local title company connections I would be happy to share with you.  I will work with your chosen title company to coordinate the sale, deed preparation, and work between you and your lender so there are no hidden surprises.  

    Ready to Start Your Property Search?  Contact Me

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  • Home
  • About
    • Recent Sales
  • Selling
  • Buying
    • Inspectors
  • Mortgages
    • Pre approvals
    • Lenders
  • Local Connections
  • Contact